The publications produced by HOLST cover both existing and topical issues and are updated on a periodical basis. HOLST receives information from a wide variety of sources in constructing these publications and goes to a great deal of effort to ensure they remain relevant in an ever-changing environment. These publications are written for the private client in a clear, concise and practical manner.

There are in excess of fifty articles and booklets produced by HOLST covering the following issues:-

• Investment
• Social Security
• Taxation
• Superannuation
• Retirement Planning
• Estate Planning

Existing HOLST clients consistently remark as to the quality and clarity of the publications produced. The publications available at HOLST are a clear demonstration of our commitment in providing clients with strategic financial planning advice of superior quality, creativity and value.

Articles and Reports

The following documents are samples of the financial planning articles developed by HOLST:-

• Transferring Shares into Super - Mar 2007 - PDF document*
• Salary Sacrifice Contributions - Mar 2007 - PDF document*

A complete list of the financial planning articles are shown below and they are available to clients through Holst Online:-

Superannuation Issues
Superannuation Issues
Taxation Issues
Eligible Termination Payments	Dec 2005
Government Co-Contribution Scheme	Mar 2009
Payment of Death Benefits from a Superannuation Fund	Mar 2009
Spouse Superannuation Contributions and Tax Offset/Rebate	Mar 2009
Superannuation Co Contribution Scheme	Dec 2005
Tax Deduction for Personal or Self-Employed Superannuation Contributions	Mar 2009
Taxation of Lump Sum Benefits (excluding death benefits) / ETPs	Oct 2005
Taxation of Superannuation Lump Sum Withdrawals	Mar 2009
Undeducted Contributions	Jul 2005
Strategies
General Superannuation Issues
Death Benefit Nominations	Apr 2010
Death Benefits	Apr 2010
The Different Ways to Invest in Superannuation	Mar 2009
Types of Superannuation Contributions	Mar 2009
Compliance Issues
Cashing in Superannuation Payments - The Preservation Requirements	Mar 2009
Self-Managed Superannuation Funds
Definition of a Complying Self-Managed Superannuation Fund	Jul 2007
How to Manage Your Own Superannuation Fund	Jul 2007
Investment Rules Applicable to Self-Managed Superannuation Funds	Jul 2007
SMSF – Corporate Versus Individual Trustees	Jul 2007
SMSF's - Estate & Succession Planning	Apr 2010
Investment Issues
Strategies
Borrowing to Invest (Gearing)	Mar 2006
Compound Investing	Mar 2007
Income Splitting - A Simple but Effective Investment & Tax Planning Strategy for Retirees	Mar 2007
Investing in the Name of Children	Mar 2007
Saving For Education Costs	Mar 2005
Taxation Issues
Understanding Property Trust Distributions	Mar 2007
Types of Investments
Ethical Share Funds	Jan 2003
Mortgage Trusts	Dec 2004
Summary of Investment Types	Mar 2007
The Different Ways to Invest & Investment Decisions
Exchange Traded Funds	Apr 2010
Four Decisions to Make when Investing	Mar 2007
Fund Manager Styles	Mar 2007
The Importance of Balance and Diversification	Mar 2007
Understanding and Managing Investment Risk	Mar 2007
Understanding Your Choice with Listed and Unlisted Managed Share Investments	Mar 2007
What is the Difference between Retail and Wholesale Products/Master-Trusts & WRAPs?	Aug 2004
Social Security Issues
Assessment of Income Streams for Social Security Purposes	Dec 2004
Fees and Charges for Hostel & Nursing Home Accommodation	Mar 2007
Social Security - Age Pension Qualifications Assets & Income Tests	Mar 2007
Social Security Concession Cards	Mar 2007
Taxation Issues
Bona Fide Redundancy and Approved Early Retirement Scheme Payments	Dec 2005
Capital Gains Tax Rules	Dec 2005
Consumer Price Index	Dec 2005
Unused Annual and Long Service Leave	Dec 2005
Estate Planning Issues
An Introduction to Your Estate Planning Issues	Mar 2007
Basic Facts Regarding Wills, Personal Representatives & Powers of Attorney	Mar 2007
Capital Gains Tax Implications at Death	Mar 2007
CGT and the Inherited Principal Residence	Mar 2007
The Use of Trusts in Estate Planning	Mar 2007

For further information about the financial planning publications offered by HOLST please contact us at holst@holst.com.au or call your HOLST Adviser on +61 3 9282 8111